Staying updated with your account status is the best way to manage your finances. Technology has made the ordeal of checking the account status as well as the transactions in your account very convenient. It can now be done in the comfort of your home with so many channels available for the purpose. HDFC Bank also provides various online as well as offline methods to be aware of the operations in the accounts maintained with them.
You can now check your account balance by just sending an SMS to HDFC Balance Check Number and get the balance on your mobile. It is that easy. Read on for information about the various other methods provided by the bank to check account balances and draw a mini statement.
How To Register a Mobile Number To Avail of HDFC Mobile Banking Services
For an on-the-go HDFC Balance Check, mobile banking services are the best option. You can either send an SMS or give a missed call to the HDFC Balance Check Number and get your account balance via SMS within seconds. But you will have to register for the services. Now how to do the registration. Here are some options and you can choose the one convenient for you.
Net Banking
- Login to your HDFC net banking using the login credentials
- Click on the SMS Banking Registration option
- Enter all the mandatory details required.
- You will receive an SMS on successful registration.
Sending SMS
- Send an SMS from the mobile number linked to your account in the format REGISTER<Customer ID><Last 5 digits of account number> to 5676712.
- Your mobile number will be registered for SMS Banking within a few seconds.
Through ATM
- Visit the nearest ATM
- Insert your ATM card
- Provide the 4-digit PIN
- Select ‘More Options’ Tab
- Click on the Register for Mobile Banking option
You can now use the HDFC Balance Inquiry using SMS Banking and Missed Call Services
HDFC Balance Check Channels
HDFC provides a plethora of channels to its customers to keep updated about their accounts without having to visit the branch and wait in long queues. They are:
Missed Call Service
If your mobile number is registered for mobile banking services you can do the HDFC Balance Check using this service. Steps to avail of this are given below. You should note that to avail of this service you will have to register your mobile number with the bank.
- Call the HDFC Balance Check Number 180 270 3333 (toll-free) from your registered mobile number
- The call will get disconnected after a few rings.
- Thereafter your account balance will be sent via SMS to your mobile number
Through Net Banking
If you have registered for HDFC Internet Banking, you will be able to do the HDFC Balance Check using the service. Otherwise, you can give a written request to the home branch for Internet Banking registration. On registration, the bank will give you the user ID and password which you can for log in to your net banking account. Now you can check your account balance as given below
- Login to your net banking account using the login credentials
- Once you log in you will see the summary of your account.
- You can also click on the ‘Account Tab’
- A list of your accounts, if you have multiple accounts, and the current balance will be displayed.
- For an HDFC mini statement containing the last 5 transactions, click on the ‘Transactions’ tab.
Through SMS Banking
You can send an SMS and get your account balance instantly. All you need to do is send an SMS in the format BAL to the HDFC balance inquiry number 5676712 and the account balance will be sent to your mobile number via SMS. Besides the HDFC balance check you can also send SMS to this HDFC mini statement number for various other services. The SMS format for other transactions is given below.
- HDFC mini-statement: TXN
- Cheque Status Enquiry: CST<6 digit cheque number>
Through ATM
Every HDFC Savings Account/Current Account/Overdraft account holder will be issued an ATM debit card. You can get the account balance and view/print the HDFC mini statement with the help of this card.
- Visit the nearest ATM
- Insert the ATM debit card
- Enter the 4-digit PIN
- Choose the balance inquiry option for the account balance
- The account balance will be displayed on the ATM screen
- Similarly, you can get the HDFC mini statement by selecting the mini statement option.
Through Mobile Application
HDFC mobile banking app is a convenient option for HDFC Balance Check. Any time you need an instant update of your account you can use this option.
- Download the HDFC Mobile App onto your phone through Google Play Store or App Store
- Open the app using the login credentials created while installing the app.
- The moment the app opens you can see your account balance on the dashboard.
Through Phone Banking
To use this service you have to call the HDFC Balance Check Number <STD Code>61606161 from your registered mobile number and follow the IVR instructions for your account balance.
Through HDFC Customer Care
You can also call the HDFC Customer Care number at 1800 202 6161 or 1860 267 6161 (Toll-Free) from your registered number and get your HDFC account balance.
Through WhatsApp Banking
For HDFC balance check through WhatsApp Banking, the first step is to save the HDFC WhatsApp number 70700 22222 to your contact list. Send a ‘Hi’ message from Whatsapp. Besides checking your account balance you can also avail of the following services.
- Request for chequebook
- Apply for a loan
- Apply for a credit card
- Hotlist debit card or credit card
- Change Address
- Request for account statement
- Update PAN
Through UPI-based Apps
You will have to download any UPI-based app on your mobile device through the Google Play store or App Store and follow the procedure given below for HDFC Balance Check.
- Open the application
- Log in with the code created at the time of installation.
- Click on the account number for which you need the balance
- Click on the ‘Check Balance’ option
- Enter the passcode for verification
- The balance will be visible on your mobile phone within a few seconds.
Through Pass Book
This is the oldest method of checking transactions in your account as well as to know the balance. The bank issues a passbook to its customers upon opening an account. You can get te passbook updated regularly by either visiting a branch or using the passbook printing kiosks available at the branch or ATMs.
Through HDFC EVA
HDFC has provided EVA the AI assistance for resolving issues of the customers instantly. Ask EVA is available on the home page of the bank’s official website. Follow the steps given below to use the EVA services
- Start a conversation with a ‘Hi’ message
- Continue by sending a message for account balance
- Agree to the terms and conditions
- EVA will require your registered mobile number
- A verification code will be sent to your mobile number
- Enter the code
- EVA will send the account balance via SMS
You can also ask for an HDFC mini statement, account statement, deposit and loan products, etc.
Is Regular Checking of Your HDFC Account Necessary and Why?
Whether you have a business account or a regular account, financial management is all about being aware of transactions in your account and the reserves available are critical. The reasons are:
- It will help you to refrain from impulsive and unnecessary expenditure.
- You can budget your expenses according to your liquidity position.
- Reviewing your account at regular intervals will help in tracing suspicious transactions and getting them resolved.
- You can avoid the dishonor of automated EMI and utility bill payments due to insufficient balance in the account. If you find the balance going low in your account you can take measures to bridge the gap immediately.
- In a business account honoring payments is very essential to maintain a reputation in the market. With a regular update of your account balance, you can prevent the dishonor of cheques issued.
- Following up on receivables is what keeps your liquidity position intact in businesses. Monitoring the account will help track pending receipts and follow up for the same.
FAQs
Which are the toll-free HDFC Customer Care Numbers for balance checks?
The toll-free HDFC Customer Care numbers for balance checks are 1800 202 6161 and 1860 267 6161.
What is the HDFC mini statement number?
You can send an SMS to the HDFC mini statement number 5676712 in the format TXN and you will get the latest 5 transactions via SMS.
What is the prerequisite to using HDFC Mobile Banking and SMS Banking services?
The first step is to register for mobile banking services if you need to use HDFC Mobile Banking or SMS Banking for HDFC Balance Check.
Is it mandatory to have access to WiFi for HDFC balance check?
No. You can use the missed call service or SMS banking for HDFC Balance check without access to the internet.
Does the HDFC mobile application provide any other banking services apart from balance inquiry?
Yes, the HDFC mobile app provides various other services like account statements, checkbook requests, funds transfers, utility bill payments, etc.